Franklin Templeton 529 College Savings Plan

New Jersey - Higher Education Student Assistance Authority

529 Savings Plan - Advisor-sold

Click "+" to expand the plan details, click "-" to shrink the plan details.

Contact Information: www.franklintempleton.com/retail/pages/generi... Ph 866-362-1597

Management Information: Higher Education Student Assistance Authority

Program Manager:	Contract Termination Date:
Franklin Templeton Investments	March 31, 2021
Investment Manager(s):	Contract Termination Date(s):
	Not Applicable
	Not Applicable
	Not Applicable
Franklin Templeton Distributors, Inc.	March 31, 2021

Plan Benefits: Tax Exemptions - Financial Aid - Other Benefits

Investment Options: 17 Investment Options

Age-Based Options: 3 Investment Options

Age-Based Conservative Asset Allocation

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

Conservative asset allocation strategy

Fee Structure: Share Class A
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0 - 8	0.69%	0.25%	0.00%	0.00%	0.25%	1.19%	5.75%	$0.00
9 - 12	0.62%	0.25%	0.00%	0.00%	0.25%	1.12%	5.75%	$0.00
13 - 16	0.53%	0.25%	0.00%	0.00%	0.25%	1.03%	5.75%	$0.00
17 - And Up	0.31%	0.25%	0.00%	0.00%	0.25%	0.81%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0 - 8	0.69%	0.25%	0.00%	0.00%	1%	1.94%	4%	$0.00
9 - 12	0.62%	0.25%	0.00%	0.00%	1%	1.87%	4%	$0.00
13 - 16	0.53%	0.25%	0.00%	0.00%	1%	1.78%	4%	$0.00
17 - And Up	0.31%	0.25%	0.00%	0.00%	1%	1.56%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0 - 8	0.69%	0.25%	0.00%	0.00%	1%	1.94%	1%	$0.00
9 - 12	0.62%	0.25%	0.00%	0.00%	1%	1.87%	1%	$0.00
13 - 16	0.53%	0.25%	0.00%	0.00%	1%	1.78%	1%	$0.00
17 - And Up	0.31%	0.25%	0.00%	0.00%	1%	1.56%	1%	$0.00

Cost of Investment Disclosure

Age-Based Growth Asset Allocation

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

Age based growth oriented asset allocation portfolios

Fee Structure: Share Class A
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0 - 8	0.81%	0.25%	0.00%	0.00%	0.25%	1.31%	5.75%	$0.00
9 - 12	0.69%	0.25%	0.00%	0.00%	0.25%	1.19%	5.75%	$0.00
13 - 16	0.67%	0.25%	0.00%	0.00%	0.25%	1.17%	5.75%	$0.00
17 - And Up	0.62%	0.25%	0.00%	0.00%	0.25%	1.12%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0 - 8	0.81%	0.25%	0.00%	0.00%	1%	2.06%	4%	$0.00
9 - 12	0.69%	0.25%	0.00%	0.00%	1%	1.94%	4%	$0.00
13 - 16	0.67%	0.25%	0.00%	0.00%	1%	1.92%	4%	$0.00
17 - And Up	0.62%	0.25%	0.00%	0.00%	1%	1.87%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0 - 8	0.81%	0.25%	0.00%	0.00%	1%	2.06%	1%	$0.00
9 - 12	0.69%	0.25%	0.00%	0.00%	1%	1.94%	1%	$0.00
13 - 16	0.67%	0.25%	0.00%	0.00%	1%	1.92%	1%	$0.00
17 - And Up	0.62%	0.25%	0.00%	0.00%	1%	1.87%	1%	$0.00

Cost of Investment Disclosure

Age-Based Moderate Asset Allocation

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

Age-Based Moderate Asset Allocation

Fee Structure: Share Class A
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0 - 8	0.74%	0.25%	0.00%	0.00%	0.25%	1.24%	5.75%	$0.00
9 - 12	0.68%	0.25%	0.00%	0.00%	0.25%	1.18%	5.75%	$0.00
13 - 16	0.6%	0.25%	0.00%	0.00%	0.25%	1.1%	5.75%	$0.00
17 - And Up	0.54%	0.25%	0.00%	0.00%	0.25%	1.04%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0 - 8	0.74%	0.25%	0.00%	0.00%	1%	1.99%	4%	$0.00
9 - 12	0.68%	0.25%	0.00%	0.00%	1%	1.93%	4%	$0.00
13 - 16	0.6%	0.25%	0.00%	0.00%	1%	1.85%	4%	$0.00
17 - And Up	0.54%	0.25%	0.00%	0.00%	1%	1.85%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
	Annual Asset-Based Fees						Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0 - 8	0.74%	0.25%	0.00%	0.00%	1%	1.99%	1%	$0.00
9 - 12	0.68%	0.25%	0.00%	0.00%	1%	1.93%	1%	$0.00
13 - 16	0.6%	0.25%	0.00%	0.00%	1%	1.85%	1%	$0.00
17 - And Up	0.54%	0.25%	0.00%	0.00%	1%	1.85%	1%	$0.00

Cost of Investment Disclosure

Blended Options: 7 Investment Options

Founding Funds 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

Objective-based asset allocation

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.63%	0.25%	0.00%	0.00%	0.25%	1.13%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.63%	0.25%	0.00%	0.00%	1%	1.88%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.63%	0.25%	0.00%	0.00%	1%	1.88%	1%	$0.00

Cost of Investment Disclosure

Franklin Corefolio® 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

This allocation is designed for investors with a longer investment time horizon and/or a higher tolerance for risk.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.7%	0.25%	0.00%	0.00%	0.25%	1.2%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.7%	0.25%	0.00%	0.00%	1%	1.95%	4%	$0.00

The annual Account maintenance fee is waived for: (a) any Account with a balance greater than $25,000 (separate Accounts with the same Account Owner and Beneficiary may be combined for this purpose); (b) Accounts to which contributions are made through an automatic investment plan; and (c) Accounts opened by or for the benefit of a New Jersey resident.

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.7%	0.25%	0.00%	0.00%	1%	1.95%	1%	$25.00

Cost of Investment Disclosure

Franklin Growth & Income Allocation 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

This allocation is designed for investors with a longer-to-medium investment time horizon and/or a moderate tolerance for risk.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.68%	0.25%	0.00%	0.00%	0.25%	1.18%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.68%	0.25%	0.00%	0.00%	1%	1.93%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.68%	0.25%	0.00%	0.00%	1%	1.93%	1%	$0.00

Cost of Investment Disclosure

Franklin Growth 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$300.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/jsp_cm/...

This allocation is designed for investors with a longer investment time horizon and/or a higher tolerance risk.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.64%	0.25%	0.00%	0.00%	0.25%	1.14%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.64%	0.25%	0.00%	0.00%	1%	1.89%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.64%	0.25%	0.00%	0.00%	1%	1.89%	1%	$0.00

Cost of Investment Disclosure

Franklin Income 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

This allocation is designed for investors with a shorter-to-medium investment time horizon and/or a lower tolerance for risk.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.47%	0.25%	0.00%	0.00%	0.25%	0.97%	4.25%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.47%	0.25%	0.00%	0.00%	1%	1.72%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.47%	0.25%	0.00%	0.00%	1%	1.72%	1%	$0.00

Cost of Investment Disclosure

Franklin Mutual Global Discovery Fund 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.97%	0.25%	0.00%	0.00%	0.25%	1.47%	5.75%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.97%	0.25%	0.00%	0.00%	1%	2.22%	1%	$0.00

Approximate cost of $10,000 investment (with no redemption) (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost

Approximate cost of $10,000 investment (with redemption at end of period) (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost

Cost of Investment Disclosure

Templeton Global Bond 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.64%	0.25%	0.00%	0.00%	0.25%	1.14%	4.25%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.64%	0.25%	0.00%	0.00%	1%	1.89%	1%	$0.00

Approximate cost of $10,000 investment (with no redemption) (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost

Approximate cost of $10,000 investment (with redemption at end of period) (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost

Cost of Investment Disclosure

Capital Preservation Options: 1 Investment Option

Franklin Money 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

The Franklin Money 529 Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency and it is possible to lose money by investing in the portfolio.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.08%	0.00%	0.00%	0.00%	0.00%	0.08%	4.25%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.08%	0.00%	0.00%	0.00%	0.00%	0.08%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.08%	0.00%	0.00%	0.00%	0.00%	0.08%	1%	$0.00

Cost of Investment Disclosure

Equity Options: 5 Investment Options

Franklin Growth Allocation 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

The fund's investment goal is capital appreciation. Under normal market conditions, the fund invests substantially in the equity securities of companies that are U.S.-based large and medium market capitalization companies, it may invest in companies in new and emerging industries where growth is expected to be above average and may invest up to 40% of its assets in foreign securities and up to 10% of its assets in non-U.S. dollar denominated securities.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.81%	0.25%	0.00%	0.00%	0.25%	1.31%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.81%	0.25%	0.00%	0.00%	1%	2.06%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.81%	0.25%	0.00%	0.00%	1%	2.06%	1%	$0.00

Cost of Investment Disclosure

Franklin Mutual Shares 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

The Franklin Mutual Shares 529 Portfolio seeks primarily capital appreciation and secondarily income.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.79%	0.25%	0.00%	0.00%	0.25%	1.29%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.79%	0.25%	0.00%	0.00%	1%	2.04%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.79%	0.25%	0.00%	0.00%	1%	2.04%	1%	$0.00

Cost of Investment Disclosure

Franklin Small-Mid Cap Growth 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

The Franklin Small-Mid Cap Growth 529 Portfolio seeks long-term capital growth.

Minimum Required Contribution: Until total contributions to your Account reach $1,200, a minimum of $300 per year will need to be contributed to keep your Account open. Once your total contributions are at least $1,200, no additional contributions are required to maintain the Account.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.71%	0.25%	0.00%	0.00%	0.25%	1.21%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.71%	0.25%	0.00%	0.00%	1%	1.96%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.71%	0.25%	0.00%	0.00%	1%	1.96%	1%	$0.00

Cost of Investment Disclosure

S&P 500 Index 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

The S&P Index 529 Portfolio seeks to replicate the performance of the Standard & Poor’s 500 Index, before fees and expenses.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.07%	0.25%	0.00%	0.00%	0.25%	0.57%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.07%	0.25%	0.00%	0.00%	1%	1.32%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.07%	0.25%	0.00%	0.00%	1%	1.32%	1%	$0.00

Cost of Investment Disclosure

Templeton Growth 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/jsp_cm/...

The Templeton Growth 529 Portfolio seeks long-term capital growth.

Minimum Required Contribution: Until total contributions to your Account reach $1,200, a minimum of $300 per year will need to be contributed to keep your Account open. Once your total contributions are at least $1,200, no additional contributions are required to maintain the Account.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.78%	0.25%	0.00%	0.00%	0.25%	1.28%	5.75%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.78%	0.25%	0.00%	0.00%	1%	2.03%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.78%	0.25%	0.00%	0.00%	1%	2.03%	1%	$0.00

Cost of Investment Disclosure

Fixed Income Options: 1 Investment Option

Franklin Income Allocation 529 Portfolio

Manager:

Franklin Templeton Distributors, Inc.

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$250.00
Minimum Subsequent Contribution	$50.00
Maximum Total Contribution	$305,000.00
Link to performance	www.franklintempleton.com/retail/pages/g...

The Franklin Income 529 Portfolio seeks to maximize income while maintaining prospects for capital appreciation.

Fee Structure: Share Class A
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Initial Sales Charge	Annual Account Maintenance Fee
0.54%	0.25%	0.00%	0.00%	0.25%	1.04%	4.25%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class B
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.54%	0.25%	0.00%	0.00%	1%	1.79%	4%	$0.00

Cost of Investment Disclosure

Fee Structure: Share Class C
Annual Asset-Based Fees						Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Annual Distribution Fee	Total Annual Asset-Based Fees	Maximum Deferred Sales Charge	Annual Account Maintenance Fee
0.54%	0.25%	0.00%	0.00%	1%	1.79%	1%	$0.00

Cost of Investment Disclosure

Plan Residency: No

Earnings from 529 plans are not taxed when used for college. View All

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