Delaware College Investment Plan

Delaware - Delaware College Investment Board

529 Savings Plan - Direct-sold

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Contact Information: www.fidelity.com/delaware Ph 1-800-544-1655

Management Information: Delaware College Investment Board

Program Manager:	Contract Termination Date:
Fidelity Investments	December 31, 2013
Investment Manager(s):	Contract Termination Date(s):
Fidelity Investments	December 31, 2013

Plan Benefits: Tax Exemptions - Rewards Program

Investment Options: 13 Investment Options

Age-Based Options: 2 Investment Options

Fidelity Age-Based Actively Managed Portfolios

Manager:

Fidelity Investments

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$50.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$320,000.00
Link to performance	personal.fidelity.com/gen/cit/DE_2.html

$50 initial or $15 with systematic contributions of at least $15 a month.

Fee Structure: Direct-sold
	Annual Asset-Based Fees					Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0 - 2	0.79%	0.2%	0.1%	0.00%	1.09%	$0.00
3 - 5	0.76%	0.2%	0.1%	0.00%	1.06%	$0.00
6 - 8	0.73%	0.2%	0.1%	0.00%	1.03%	$0.00
9 - 11	0.69%	0.2%	0.1%	0.00%	0.99%	$0.00
12 - 14	0.63%	0.2%	0.1%	0.00%	0.93%	$0.00
15 - 17	0.58%	0.2%	0.1%	0.00%	0.88%	$0.00
18 - 20	0.53%	0.2%	0.1%	0.00%	0.83%	$0.00
21 - And Up	0.49%	0.2%	0.1%	0.00%	0.79%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Age of Child	1 year	3 years	5 years	10 years
0 - 2	$111.00	$346.00	$601.00	$1,328.00
3 - 5	$109.00	$339.00	$587.00	$1,299.00
6 - 8	$106.00	$329.00	$571.00	$1,265.00
9 - 11	$101.00	$315.00	$546.00	$1,211.00
12 - 14	$95.00	$297.00	$515.00	$1,144.00
15 - 17	$90.00	$281.00	$488.00	$1,085.00
18 - 20	$85.00	$265.00	$460.00	$1,025.00
21 - And Up	$81.00	$253.00	$441.00	$982.00

Cost of Investment Disclosure

Fidelity Age-Based College Portfolio (Index)

Manager:

Fidelity Investments

Residency Requirements	None
Enrollment Fee	None
Minimum Initial Contribution	$50.00
Minimum Subsequent Contribution	$25.00
Maximum Total Contribution	$320,000.00
Link to performance	personal.fidelity.com/gen/cit/DE_2.html

$50 initial or $15 with systematic contributions of at least $15 a month.

Fee Structure: Direct-sold
	Annual Asset-Based Fees					Additional Investor Expense
Age of Child	Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0 - 2	0.1%	0.3%	0.1%	0.00%	0.5%	$0.00
3 - 5	0.11%	0.29%	0.1%	0.00%	0.5%	$0.00
6 - 8	0.12%	0.28%	0.1%	0.00%	0.5%	$0.00
9 - 11	0.14%	0.26%	0.1%	0.00%	0.5%	$0.00
12 - 14	0.15%	0.25%	0.1%	0.00%	0.5%	$0.00
15 - 17	0.17%	0.23%	0.1%	0.00%	0.5%	$0.00
18 - 20	0.18%	0.22%	0.1%	0.00%	0.5%	$0.00
21 - And Up	0.19%	0.21%	0.1%	0.00%	0.5%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Age of Child	1 year	3 years	5 years	10 years
0 - 2	$0.51	$160.00	$280.00	$628.00
3 - 5	$0.51	$160.00	$280.00	$628.00
6 - 8	$0.51	$160.00	$280.00	$628.00
9 - 11	$0.51	$160.00	$280.00	$628.00
12 - 14	$0.51	$160.00	$280.00	$628.00
15 - 17	$0.51	$160.00	$280.00	$628.00
18 - 20	$0.51	$160.00	$280.00	$628.00
21 - And Up	$0.51	$160.00	$280.00	$628.00

Cost of Investment Disclosure

Equity Options: 7 Investment Options

Fidelity 100% Equity Portfolio

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.78%	0.2%	0.1%	0.00%	1.08%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$110.00	$343.00	$594.00	$1,315.00

Fidelity 100% Equity Portfolio (Index)

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.1%	0.3%	0.1%	0.00%	0.5%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$51.00	$160.00	$280.00	$628.00

Fidelity 70% Equity Portfolio

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.72%	0.2%	0.1%	0.00%	1.02%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$104.00	$326.00	$565.00	$1,252.00

Fidelity 70% Equity Portfolio (Index)

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.13%	0.27%	0.1%	0.00%	0.5%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$51.00	$160.00	$280.00	$628.00

Fidelity International Index Portfolio

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.1%	0.3%	0.1%	0.00%	0.5%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$51.00	$160.00	$280.00	$628.00

Fidelity Spartan 500 Index Portfolio

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.1%	0.3%	0.1%	0.00%	0.5%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$51.00	$160.00	$280.00	$628.00

Fidelity Total Market Index Portfolio

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.1%	0.3%	0.1%	0.00%	0.5%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$51.00	$160.00	$280.00	$628.00

Fixed Income Options: 4 Investment Options

Fidelity Conservative Portfolio

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.42%	0.2%	0.1%	0.00%	0.72%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$74.00	$231.00	$402.00	$898.00

Fidelity Conservative Portfolio (Index)

Manager:

Fidelity Investments

Fee Structure: Direct-sold
Annual Asset-Based Fees		Additional Investor Expense
Estimated Underlying Fund Expenses	Program Manager Fee	State Fee	Misc Fees	Total Annual Asset-Based Fees	Annual Account Maintenance Fee
0.22%	0.18%	0.1%	0.00%	0.5%	$0.00

Approximate cost of $10,000 investment (assumes 5% return)
Term	1 year	3 years	5 years	10 years
Cost	$51.00	$160.00	$280.00	$628.00

Fidelity Intermediate Treasury Index Portfolio

Manager:

Fidelity Investments

Fidelity Money Market Portfolio

Manager:

Fidelity Investments

Plan Residency: No

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